If you include your family into your student plan, the premium gets extremely high.
You could save more money by not including your family into your student plan and purchasing separate visitors plans them.
If you are coming as a student to the United States of America then you can get access to the worlds best health care if you need any kind of medical treatment. The quality of health care available in the United States is excellent. As an international student in the U.S.A., your health and well-being becomes very important for better academic performance. In addition, most colleges and universities require international students to purchase medical insurance coverage during their stay as a student in the United States. Often, universities ask for an adequate proof of health insurance coverage for international students before their enrollment. The United States government requires students or scholars on a J1 and F1 visa to purchase adequate health insurance during their stay as a student here in the United States.