Many students come here are from countries, where health care insurance is not much prevalent and the cost of treatment in those countries either not too high or are taken care by the government funded hospitals. However, things are different here, the cost of treatment is too high in the U.S.A. and most Americans purchase health insurance for themselves and their family. In the case of illness or accident, the cost of treatment can be too high and without insurance, the burden of payment entirely goes to the individual for the payment of medical bill. Sometimes, without insurance, too high cost of treatment for an accident or illness might even force you to leave the United States and return back to your home country. There are many different types of policies available for international students. Some of them are as cheap as $38 a month. Also, there are plans which are little expensive with some better coverage as well.